Remember when your mom would leave you alone in the grocery store line as a kid, and you'd awkwardly stand there like, "How am I gonna pay for all this?? Oh God, I'm going to jail!" That fear of awkwardly explaining your situation to the checker may not be as strong, but it's still there. You know it!
It's late at night. You're staying at a hotel. There's a knock at the door. You answer. There's no one there. You feel a breeze blow down the hallway. A flicker of lights. See? You're still afraid of ghosts!