The world revolves around it, and we are constantly chasing more of it. Money makes the world go 'round, and our lives depend on working to acquire enough to live comfortably. Work, pay bills, repeat as necessary.

If you are a fan of auto-withdrawal—which in reality is no one—your bills come out of your account quicker than you can say "broke." Getting to see all of your hard work disappear makes you want to stick it to the man, but this is what adulthood is all about. Paying bills is the name of the game.

Sometimes you need a little bit of a financial boost, and that's where our little friend credit comes into play. Although using a line of credit may seem logical for a splurge here or a convenience there, it can lead to big financial problems. We're talking about the kiss of death: DEBT.

Feeling overwhelmed with piles of bills and mounting stress by the minute? One woman has set out to help individuals who are drowning in debt, and she presents some interesting advice. It's safe to say the internet is going pretty wild over her supposed financial wisdom. 

Simone Milasas—author of Joy of Business—has had her own troubles with overwhelming debt. Milasas was in over her head with a whopping $187,000 worth of debt after traveling the world and purchasing champagne. An excerpt from her book has been circulating online, and the tips it offers for getting out of debt have caused quite the stir.

Her first tip to escaping debt is a pretty straightforward and valid point. She suggests putting away 10 percent of what you earn, every single paycheck. This "pay yourself first" philosophy is financial advice we have all heard before, but her reasoning behind the need to save is straight-up bizarre. You are not ready for this.

"It is not for when you run out of money. It is not to pay a big bill that is upcoming," Milasas stated. This lady's financial logic? "You are putting it away as an honoring of you," she reveals. What she means by this statement has a lot of people scratching their heads.

Her advice when you see the bills piling up? Ignore them and give the money to yourself, essentially. "If you pay your bills first, you will always have more bills," she stated. Why yes, that is indeed how it works on a monthly basis. Why not just abandon all adult responsibilities?

"When you pay the bills first, the universe says, 'Oh, okay. This person wishes to honor their bills. Let’s give them some more bills,'" she revealed. Gifting that 10 percent of income to yourself gives the universe the heads up that you are "willing to have more." It seems we have all been sending the universe the wrong idea.

Her second tip encourages everyone to carry a wad of cash at all times, even in excess of grand. "Carry around the amount of cash that you think a wealthy person would carry," Milasas stated. You pretty much want to look like Lady Gaga wearing designer and stilettos on a leisurely hike.

"I like to have at least $1,000 on me at all times," she stated. This seems like a sure-fire way to get robbed, but she assures us it is well worth the risk. "If you avoid having money on you or in your life because you think you will lose it or it will be stolen from you, you will never allow yourself to have money at all," she said. Well, then.

Milasas' third tip encourages people to spend their 10 percent savings on the finer things in life. "I have purchased lots of gold and silver with my 10 percent account and it’s fun for me," she revealed. Ditch your everyday expenses and splurge—this is not a drill!

"You don’t have to have thousands and thousands of dollars in your 10 percent account to start buying things of intrinsic value either. You could start with buying a silver teaspoon to stir your coffee with and add from there," Milasas explained. You read that correctly.

Many people are hoping this woman's plight is some joke or complete satire. "It must be terribly tough to rack up $187k in debt traveling the world, and then earn a gobsmacking wage; enough to pay off the debt in two years whilst honoring yourself by buying gold, silver, diamonds, and pearls," one Facebook user posted. Something just doesn't seem right about this entire situation.

Although Simone Milasas has a strange way of approaching debt, no approach is a one-size-fits-all method. Tackling your debt one step at a time is probably best, and one should probably avoid traveling the world and buying a plethora of champagne. 

Just a suggestion.